Quote:
Originally Posted by Davey
This is a good point for some people to consider. I have quality repair work done for things like minor scrapes and dings but I always pay out of pocket because I don't want an "accident" or "damage report" on the car just because I had a panel resprayed.
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An excellent point. I don't let myself get too caught up in those type of monetary considerations. One never knows what might happen tomorrow, especially with property that depreciates. I just drive it and if something happens, it happens. I try not to get too attached. Not to take anything away from your point - it makes great sense and a smart way to protect the value. It also prevents your insurance company from adding a surcharge...