Originally Posted by MR.nismo

I had USAA for over 15 years and I had to cancel their policy. I'm like you retired military and once I moved to NJ my insurance went from $240 a month to $460 a month (and no Z included) and that was by lowering all coverage just to be in compliance with the law. I call them several times to "review" my policy and nothing was done. So after 8 months of abuse, I started to look for a better insurance. By adding the Z, my policy was going to jump at $650 per month with USAA. I found a local Allstate agent and now I pay $330 per month with better and higher coverage limits than USAA. Allstate send me a check for "good driver" 6 months into the policy for almost the same amount USAA was sending just once a year with SSA subscriber savings account. I have an excellent driving record no reckless, no DWI, never totaled a vehicle and so on.