Quote:
Originally Posted by sandersd
I agree, but that's not the issue - it's whether I want to file a claim and risk elevated premiums. My daughter was recently in an accident and I'm pushing my luck, so ideally I'd rather not file a claim.
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i'm an underwriter... your rates should not go up for something that's not your fault... if they do, find another insurance company... someone hit me several years ago that didn't have insurance... i filed a claim with my insurance company and they paid for the repair minus my deductible... they then went after the uninsured motorist and sued for their money back... first check they cut was back to me to reimburse me for my deductible... driving without insurance is against the law and people should have to suffer the consequences