Quote:
Originally Posted by POS VETT
Insurance company would cut you a check and couldn't care any less whether you put stock, Nismo, tyte-jdm stuff, or a 2x6 to replace it.
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I agree, but that's not the issue - it's whether I want to file a claim and risk elevated premiums. My daughter was recently in an accident and I'm pushing my luck, so ideally I'd rather not file a claim.