The old saying. "To be old and wise. First you have to be young and dumb." I don't think this applies to the OP.
In life. You start out with 2 buckets. One full of luck, and the other is an empty bucket of experience. As the bucket of luck goes empty. You hope the bucket of experience fills up. If not, you're sh!t out of luck. Because the experience in your bucket will not cover your a$$. I see this for the OP later in life.
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