Nissan 370Z Forum - View Single Post - Hit and Run Questions. Looking for advice.

PhantaPhanta · 03-07-2015, 05:46 PM

I've read that in california insurance covers hit and run under UMPD or (UM Property Damage) and that if the insurance offers UMBI or (UM Bodily Injury), it doesn't offer UMPD. I was told that I'm fully covered with my policy by the agent there but on paper it seems UMPD is left blank so what does that mean? I find that if I ask now and then claim it immediately it sounds like fraud and if they say I'm not covered I want to update it and be covered and not screwed by that agent that lied to me.

03-07-2015, 05:46 PM	#3 (permalink)
PhantaPhanta Base Member Join Date: Jul 2014 Location: California Posts: 97 Drives: '14 370Z Black AT Rep Power: 11	I've read that in california insurance covers hit and run under UMPD or (UM Property Damage) and that if the insurance offers UMBI or (UM Bodily Injury), it doesn't offer UMPD. I was told that I'm fully covered with my policy by the agent there but on paper it seems UMPD is left blank so what does that mean? I find that if I ask now and then claim it immediately it sounds like fraud and if they say I'm not covered I want to update it and be covered and not screwed by that agent that lied to me.