Thanks everyone. Not to sound like a smart *** but this is exactly the way i thought it was in the begining. Like no way insurance would pay u check like that without takinf deductible out first. man having you gUys are the best.
For those interested, it was a dent in my rear bumper. just the one piece needs tk be repaired. So if everythinf is correct, maybe claim insurance on new rear bumper amd use check to get amuse rear bumper?