Quote:
Originally Posted by victorofhavoc
Very true, they don't. Is the person who hit you not responsible for paying for the damages? I'd think if you're having to pay for it you might as well just do the job in a small shop without insurance and keep the accident off your insurance record. More money up front, but less diminished value.
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I doubt he could even float half of what it's going to cost. He's more than happy to let the insurance handle the issue. I know he doesn't know that I will more than likely hit him for the dip in value. If anything I will use that (if he pays) to upgrade the car.