in canada if it's over 1000 (i believe) it HAS to be reported to the insurance.
on another note since it's 100% their fault (although they will still deem who was at fault but you have a witness) you will be only forking over time and your baby to get repaired.
go to a shop you trust. if it costs 5k, 7k, 10k whatever just get it done. the other insurance company will be paying (although they will have to apraise and approve prio to work)
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