The sequence for removing the gauge cluster in the FSM is 1) Steering Wheel (to include airbag) 2) Steering Column Cover 3) Combination Meter (Cluster).
Edit:
Thinking back, it may have been possible (well I guess if you did it, it IS possible) to do it without removing the wheel/airbag, but there would be way less room to work. Seems like it would be easier to follow the sequence in the FSM, the wheel/airbag are only 2 bolts and a nut, a couple clips.