Quote:
Originally Posted by czirrfb
My credit sucks due to going to the ER one time without medical insurance and not paying the bill, getting a Target credit card and owing only $10 and not paying it back, overdrafting on a bank account and not paying it back, selling a car to a guy and not going to the DMV in enough time before he gets the car towed and I get charged tow company fees.
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Your credit sucks because you are a risk to the company giving you money. You've got a history of not paying your debts.