To quickly answer your questions:
-Yes, someone has died while driving their Z.
-And not all cars are required to be safety rated, usually they take a sample of new cars and rate them. The EPA for MPG do the same thing, they pick & choose cars, so many times car manufactures can just claim whatever safety or MPG they want, until it gets challenged. Good example of this was Ford recently who had to adjust many of its cars MPG ratings.
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