Quote:
Originally Posted by VCuomo
You are correct - cashier's checks and certified checks are really no different than a personal check. They can all be forged or cancelled after issuance.
A US Postal Order is probably the safest "check" - they can't be easily cancelled or faked. Best is cash, next best is having the money direct-wired to your account (and don't provide the merchandise until you verify that the money has actually been deposited).
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This is why I only deal in COD. It forces both sides to have to give up the goods. The buyer has to hand over cash before the Post Office ever lets them take ownership of the goods being bought.
And it separates right away the scams from the honest folks as the scammer won't consider doing a COD deal and says "NO" immediately.
I have been doing it since 1997 and never got scammed.