Car should come with 3 year/36k mile warranty or something similar. I always wait until around the two year mark of ownership, keeping track of mileage, and then decide if I want to invest in extending the warranty coverage. I personally feel that if there are going to be major issues, they will manifest in those first 2-3 years...if they don't, I lass on extending the warranty. You could bank that same 4k (takes a little willpower) and be prepared for any necessary repairs. If/when there are none, you have more buying power at trade up time!
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