Quote:
Originally Posted by JakeZ34
now my insurance policy covers "uninsured" motorist on the road which is what is going on right now, if I use that would my premium cost go up or is that at their own expense saying the insurance company will go after the business?
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It depends on your insurance you need to ask them. As long as you have police report stating you are not at fault then your premium will not go up. If they don't want to pay cash to fix your car, then file a claim thats what insurance for.