Originally Posted by Darketch

When I ran over the dead deer, USAA had me go to an adjuster to get a quote. They set the $amount - any unforeseen issues. I then got to choose where I wanted the work done. I believe if your company allows you, you could got to Tidewater Z to have it repaired with the bumper you want and believe tidewater Z would allow you to pay the difference out of pocket (assuming your custom bumper would be more expensive) Win-Win. Call the owner and run the plan buy him.