Originally Posted by JunoonX

60 mos. Take a peek at thinkbank.com , they have a fairly simple and easy process for it. I do know that some of the military specific credit unions still offer some crazy rates too.
I know that thinkbank also has a location somewhere in the chicago burbs but not sure. I would suggest you check out bankrate.com, that's how I found that a bank less than 2 blocks from my place was offering these low rates