I am building a budget to go FI myself. I have been on the forums for about 2 years, collecting data and making choices.
Take your time, save your money and go for the deal that feels right.
These opinions are just that, opinions. On that note, I will add mine and say stay away from GTM. That is just one massive headache. But that's just me, I like to live my life as headache free as possible. Which is why I do all my own maintenance and installs. And one more opinion, if you really love your car, you would too. Time is always on your side