Buddy, I've sent $8000 to Sam@GTM and I had to open a dispute which he transferred it into a Claim, stupidly.
PayPal tried to get the money from his wife account that he had associated with his GTM PayPal, obviously the account was empty, 0, nada, null, nihil. Then they've tried twice, same result. So they had to give me my money back and take it further with GTM.
PayPal covers you as long as you don't send money as gift.
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