Quote:
Originally Posted by forza370z
But if police report is filed, the insurance company will know anyways. So might as well just get insurance involved.
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Yes. Generally, if the police were called, the accident report becomes part of the OP's DMV record even if no citation was issued and the insurance company will discover it next time they do a DMV check...either at the 6 month or 1 year renewal depending on their protocol. The insurance company is going to list it as a chargeable accident no matter what. Might as well file the claim. The insurance rate damage is already done.