Quote:
Originally Posted by ShinyBlueZ
... I'm assuming there's going to be no point going through insurance, since between my deductible and risk of my premium going up, I'm stuck footing the bill myself on this one. ...
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Whether or not it will affect your rate depends on a lot of things. I had a big claim a few years back and my rates didn't change. But I've been with State Farm for 40 years and haven't made many claims. YMMV