Quote:
Originally Posted by houkouonchi
Kind of been playing with the idea of getting a GT-R. Basically due to something with my work in the next few weeks I will probably be getting paid out upwards of $120-160k (exact amount is unknown). Its not enough to pay off my mortgage and I should also be getting a bump in my salary (currently making around 100k) but I have no clue how much of a bump. My payments on my 370z (which are almost done) are currently ~$500 and for quite a while I was paying $400/month for my internet and now I pay a lot less for my internet so it seems like the payments would be around $1100/month for a 60k loan on a used GTR with a modest down-payment. This amount seems actually pretty easily doable for me especially if I get a 10-15% bump in salary which it could possibly be even more (some weird circumstances at work I can't go into).
I really don't want to use any of that money I am getting and want to either invest or keep in a savings account to eventually pay off my house so even though I could buy a brand new GT-R in cash I don't think I would do that especially with the 2.5% financing right now. I know there are a few members on here who have both or had a GT-R and went back. I am curious how they liked it compared to the 370z? I am a pretty hard-core manual driver and this is actually the only car I would ever consider getting in an automatic (although with the way the transmission is I don't even know if it should be considered 'automatic).
I guess I wonder if those who are similar to me who have driven both what they think. I know the rear seats are super tiny but the very rare cases I need 3 seats its usually with my sister and she is super tiny so she could probably fit back there and the idea of having 4 seats is kind of nice.
Should I actually get a GT-R or am do you guys suggest I just pay off my Z and save my money and pay my house loan off faster?
My other concern is insurance. My insurance is currently $70/month on my 370Z (I am a male, 28 years old). Its not really a problem if the insurance goes up to $200 or so but if I get dinged with $600/month or something on insurance this may become a no-deal for me. Curious what the other Z drivers think. I think I would still keep my Z and occasionally drive that as well and it be my backup car.
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I think the better question would be is your job stable enough to afford the payments on the car, house, and utility... what field are you in anyways?