State Farm, granger and progressive I've had went up to 5k automatically in aftermarket parts with my policies. Anything beyond that and you had to start paying more a month. If you can't recover your CBE for example, if it was rear ended, it should be covered.
Personally if it isn't to bad I'll take the thousand or two hit, buy it back and turn it into a track car.
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13 370z-
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