Thanks for the advice guys, really appreciate it!
Spoke to Nissan earlier today and made them agree to replacing the panel.
They said there was a lot of damage to the floor and to the center part of the exhaust. I am going to the dealership tomorrow to see the full estimate. Fingers crossed the insurance will give the approval tomorrow and they can get my car into the queue of jobs for repair. They said it will take a month to fix! That's going to be 5 weeks without my car.....maaaaaan!
Driving around a 1.3 Yaris at the moment, a small piece of my soul dies everyday!
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