oh yah, i spoke to my insurance guy...
kenchan: why my $2/month or $9600/100years?
lizard: you drive a Fit... and to make it worse, you have 2.
kenchan: so? wat? i drive 2 other cool cars too.
lizard: your 2 cool cars i can give you a better rate.
kenchan: you mean to tell me you were ripping me off on those 2 cars too?
lizard: nonononono! easy there ninja, i can give you a better rate by doing this and that.
kenchan: okay, i like that idea about that and this.
lizard: ok, so we cool?
kenchan: no, why $2/month or $9600/100yrs? on my fit?
lizard: cause losers drive it.
kenchan: so you're telling your customer, me, that im a loser?
lizard: no, but your car is saying you is.
kenchan: okay... that makes sense! thanks!
looks like dumb f-'s are driving the fit more and more now, and the overall risk is higher for them so they have to charge me extra.