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Old 01-11-2014, 12:06 PM   #11 (permalink)
MMC Racing
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So this boils down to the couple will get insurance money from someone in the end, but it will be the value of a 2012 vehicle, not replacement cost. They owned the vehicle since day 1 and anyone else's discarded baby will never be as good as theirs. They probably are holding out to get a brand new one by shaming the dealership.

If this is on a public highway and some kid speeding totals their car, the kids insurance is not going to give replacement value. It is just how most insurance works. I know if it was my car, I'd want a new replacement too, but I also see the other side of it.
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