^ What he said. In a stock safety setup, if you roll over and the roof caves in, the system is designed to let your body fall out of the way (towards the inside). When you're strapped into a harness system, you're stuck straight up. That can turn a bad rollover accident into a fatal one, as the harnesses hold your spine in place for the roof to cave in and crush it. You really should run a roll cage (even just a 4-point) with any real harness system. Harness-bar setups are dangerous in a roll.
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