I got my Z with the factory warranty, a dealer 100K power train warranty, and the third party warranty to 75k for $1300. For the first few years the Nissan warranty covers about everything and the rest do seem superfluous. in fact I had an extra warranrty on a laser printer and when it died the manufacturer warranty is what saved the day.
Buy the coverage if you think you will need it, it is quite a chunk of change. I did not get the extra warranty on my Toyoa and I had to buy new struts for $750 but that was still a lot cheaper than the warranty would have cost.
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