The canadian cc definition. 380. (1) Every one who, by deceit, falsehood or other fraudulent means, whether or not it is a false pretence within the meaning of this Act, defrauds the public or any person, whether ascertained or not, of any property, money or valuable security or any service,.....
Now i am not previed to the us criminal code but since the op is from ontario, this applies. I will double check via the cc. Later.
Additionally, insurance fraud is a lower threshold and are rarely involving the police unless the value is significant and a provable prosecution. But if you are suspected of it and in this case can be deemed as one, the insurance company will put that on your file and good luck trying to get insurance.
Certainly, by getting something that you were not approved of receiving applies. Whether they want to pursue it or not criminally is another matter. I will bet if youre an *** to them, you will be labeled.
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