How Does Layaway Work? | eHow
"What Are the Costs of Using Layaway?
The cost of using a layaway budget plan varies depending on the merchant offering the plan. Most retailers charge a layaway fee to cover their administration expenses. Some retailers offer layaway plans with a flat fee, meaning that you'll pay the same amount no matter the amount of your purchase. Other retailers charge a percentage of the purchase price as a layaway fee. Rarely, a retailer may offer free layaway as a promotion. In addition, some retailers may charge a cancellation or restocking fee if a customer does not make her installment payments or fails to retrieve her layaway purchases."
Should i keep going or do people understand now???