Yeah insurance should cover it, if you have full coverage. That is what you pay for, that is what you get.
But like others have said...might have insurance rate increase.
For a fender replacement and rotor plus misc. items, I would think around 1 to 1.5K and I am guessing a little high....no I'm not high, the price guess is.
If your deductible is $500, then you might want to think twice about getting insurance involved. If you don't have an extra K laying around, then let them cover it.
Sorry for your hard luck, but things happen and thankfully no one was hurt and you weren't driving at a high speeds. Things could have been a lot worse.
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