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Old 10-30-2013, 11:18 AM   #6662 (permalink)
kenchan
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Quote:
Originally Posted by Haboob View Post
Points expire though, don't they?

If it's just gas, etc. I can see paying it off every month, but if it's a big purchase (say exhaust + HFCs) I pay that off over a few months. Sure, there's a few bucks interest, but it's easier on the wallet.
even if i dont board a united plane, as long as i keep using the united milage card i can keep the milage points virtually forever.

yah, if you can, try not to have any credit card balance each month. or if you have 0%apr, pay it off as you are doing.

not you, but a big mistake a lot of folks do... they base their affordability by monthly payments. that will never get you enough savings and you will be stuck where you are. creditcards created a new definition for 'affordability' which imo is wat is killing a lot of people.

there are many people that make $200K a year living paycheck to paycheck.
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