Originally Posted by Cmike2780

https://www.healthcare.gov/

You should really look at what the ACA does before passing any claims.
-the enrolling problems are due to high traffic. It basically means a lot of people are either enrolling or logging on to the site.
-The deductible depends on coverage and insurance carrier. You can't compare someone's insurance with currently a $500 deductible to one with a $5,000 deductible because the two are nowhere near the same level of coverage. The high deductible level will likely apply to those who'll need insurance for catastrophic care. In reality, this is actually a good thing for everyone else. People in this category would likely have been uninsured. If they end up in the hospital with a major illness or injury, they can walk out without spending a dime. I know a lot of people in the medical field and this happens a lot. Your insurance rates are high because the hospitals need to re-coup their losses. Don't you get it? We are already paying more for others. This evens the field by forcing the uninsured to pay in to the pool if they expect to have the same level of care in an emergency as the insured. There is very little effect on those that currently have insurance through their job.