Nissan 370Z Forum - View Single Post

JunoonX · 01-27-2009, 10:04 PM

That is a decent APR for a new ride like the 370z. Is that 60mos? My dad works for US Bank so I'm eligible for a 4.5% due to his -.5% employee credit. But anything under 5.5 is very decent for 60mos. For 48mos, look for no more than 5%, I think prime is around 3ish (Prime Rate | Federal Funds Rates Discount Rate Fed Fund Reserve Lending COFI), so banks would be making at least that 1% on top of it. Don't expect anything lower unless you go under that 48mos period.

01-27-2009, 10:04 PM	#52 (permalink)
JunoonX Base Member Join Date: Jan 2009 Location: Minneapolis Posts: 79 Drives: 350z sold,370z sold Rep Power: 16	That is a decent APR for a new ride like the 370z. Is that 60mos? My dad works for US Bank so I'm eligible for a 4.5% due to his -.5% employee credit. But anything under 5.5 is very decent for 60mos. For 48mos, look for no more than 5%, I think prime is around 3ish (Prime Rate \| Federal Funds Rates Discount Rate Fed Fund Reserve Lending COFI), so banks would be making at least that 1% on top of it. Don't expect anything lower unless you go under that 48mos period.