Always, always, always get it documented (ie.e a police report of some sort)!! I'm all for getting it repaired w/o involving the insurance companies, but as others have mentioned, I've seen far too many times when people have called us, after the fact, to report an accident because the the other party has refused to hold up to their end of the bargain. Without that report, you all know what their insurance company is gonna say....."sorry, we don't have any record of that accident happening. Do you have a police report number???" When the answer is no, you're left with the choice of eating the repairs, or taking the other party to civil court, and again, who is your witness??
Bottom line, having the documentation is your ace in the hole if they decide to flake on you. BTW, around here, accidents in parking lots only get you a contact report anyway, unless someone is injured, or the other party is DUI....
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