Wow, I would for sure keep VERY detailed notes on what they are going to replace and what is staying the same. Demand 100% new interior pieces that are fabric/padding/carpet ect. The thing that would scare me the most is electrical. That could bite your a$$ soon or a long ways down the road. I'd get at least a warranty that states they will fix all future electrical issues. Of course, thats if they don't total it. I am guessing there is body damage also if it was driven into a creek. So $$$ might add up fast. I am not sure about the price hit, but it will be on carfax if insurance is involved.
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