for me the last bent wheel was 1999.
last flat tire from puncture i couldn't fix myself was 2009.
the last scuffed wheel was 2010 which i could've had repaird for 150 or less, but just bought a new wheel with tire since i could keep the other one as a spare.
i would use your insurance to fix bent wheels under one car collision. insurance will cover up to 500 or something without affecting your premium.
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