I hate this got derailed too, cuz I'm looking to go FI in next few months...and while none of the actual models here are what I'm looking for (TT), it's still a solid idea of what to expect down the road.
I wish there had been less "this vs that" and more "this is my experience".
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"The line dividing good and evil cuts through the heart of every human being." - Aleksandr Solzhenitsyn
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