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Old 06-24-2013, 07:08 PM   #5020 (permalink)
Pintsize725
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Join Date: Jan 2012
Location: Austin
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Quote:
Originally Posted by Isamu View Post
The way I see it Pint..
is if you refinance, and you get a lower payment, continue to make the same size payment you were already making.. it will pay the loan off faster
That's what I planned on doing. My payment will only be $15 lower per month but I also get gap insurance which I didn't have through nmac. Also, I'm trying to build up credit worthiness with this credit union in hopes of a future house loan from them.
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