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semtex · 10-14-2009, 05:53 PM

Well I've been in an accident severe enough to trigger airbags, and I want all the airbags I can get. But that's not my main concern. My main concern is liability. Insurance companies love having reasons to deny claims. Can't you see them denying a claim because you removed a safety device? My biggest concern would be liability to a passenger. Imagine you have a co-worker in the passenger seat (going out for lunch or whatever) and get hit from the passenger side. Your passenger is severely injured, or worse, dies. It comes to light that you removed a side-impact airbag. It's not much of a stretch to foresee your passenger's next of kin hiring an ambulance chaser to hit you with a wrongful death or negligence suit, claiming (rightly or wrongly) that but for your removal of that airbag, your passenger would still be alive or less severely injured. Making matters worse, you might have to deal with some low-life insurance adjuster refusing to back you up on account of you removing a safety device. Anyway, to each his own. I'm not trying to case aspersions on anyone for choosing to upgrade the seats or anything like that. I guess I'm just paranoid about the liability thing and was wondering if anyone else has considered this angle.

10-14-2009, 05:53 PM	#21 (permalink)
semtex A True Z Fanatic Join Date: Jan 2009 Location: Behind enemy lines Age: 54 Posts: 5,995 Drives: People to drink Rep Power: 32	Well I've been in an accident severe enough to trigger airbags, and I want all the airbags I can get. But that's not my main concern. My main concern is liability. Insurance companies love having reasons to deny claims. Can't you see them denying a claim because you removed a safety device? My biggest concern would be liability to a passenger. Imagine you have a co-worker in the passenger seat (going out for lunch or whatever) and get hit from the passenger side. Your passenger is severely injured, or worse, dies. It comes to light that you removed a side-impact airbag. It's not much of a stretch to foresee your passenger's next of kin hiring an ambulance chaser to hit you with a wrongful death or negligence suit, claiming (rightly or wrongly) that but for your removal of that airbag, your passenger would still be alive or less severely injured. Making matters worse, you might have to deal with some low-life insurance adjuster refusing to back you up on account of you removing a safety device. Anyway, to each his own. I'm not trying to case aspersions on anyone for choosing to upgrade the seats or anything like that. I guess I'm just paranoid about the liability thing and was wondering if anyone else has considered this angle. __________________ "There are no small accidents on this circuit." -- Ayrton Senna 316.8whp & 248 ft/lbs (Dyno Dynamics) \| 319whp & 256 ft/lbs (DynoJet) (04/23/10) Stillen G3 CAI, CBE, Pulley / F.I. LTH / GTSpec Ladder Brace / Setrab Oil Cooler / UpRev-tuned by Forged Perf.