Quote:
Originally Posted by Zbrah
Wow...sorry to hear about your loss.
Just wondering how the insurance will handle this, are they going replace with a new Z?
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Insurance was an ok experience... not great... had StateFarm. In all honesty, I had to fight for some stuff. They said over the phone that they used a "special" system to value the car - resale value, not replacement value. So what ever the car is retailing for at the time of the loss is what they would cover, minus deductible, plus tax, title, registration, etc. Simple math, they said.
"Special" turned out to be they sent me a list of 29 cars from Autotrader, cars.com, even CraigsList...
NONE of the 29 cars were 40th anniversary, I checked the VIN on all of them. They averaged out the 29 cars, and said: That's what your car is worth.
So I had to do my own investigation. I sent them 50 pages worth of PDFs that had all (at the time) fourteen 40th's that were up for sale in the united states and listed in public web-based sales. The average of my 14 was almost 3k above the average of their 29.
So they took my 14, added them to their list of 29, and average out the whole thing... They up-ticked me by a few bucks, but not nearly the 3k that my average was showing.
In the end, I got fair value. It sucked, though, because I dropped a few thousand bucks into the car that I did not get back. And my car had 30K miles... it still smelled new.
Oh well, some fker in Albaina is loving
my his 40th now....