I had full insurance on my previous car before the Z and when I called to switch cars on my policy with Geico as i no longer owned the previous i got quoted $240 which was way more then i was used to paying on my 3-series, I wasnt liking the price so i decided to shop around, with Esurance they quoted me $773 a month (they mustve thought i bought a ferrari
) so they were automatically off my list. Progressive quoted me $270 a month, Allstate quoted me some where in the $300 range, and state farm quoted me $194, I called Geico back and told them i was dropping them for state farm and told them what i was quoted and the Rep went into this whole apologetic speech and did one of those "let me see what i can do" lines, long behold after about 15 mins and him back and forth with his "supervisor" he comes back and quotes me $168 a month for full insurance (im 23 yrs old no driving record, no accidents) the area i live in is a high accident rate in orlando though..but i was happy with that rate, but makes you wonder how much more people are paying and how much less we all could be paying when they can magically work numbers like that.