New York and New Jersey, kid. You have to pay to play here. I'm 29 with one measly ticket from 3 years ago in my last car. Never been in so much as a fender-bender. I had Geico in the Si, and they raised my premium for the Z by 40%
Not even my guy that insures the vehicles in my company could help me out. I eventually went with Allstate, as an old family friend runs a location. After the alumni discount, I'm paying $230 a month for full coverage with a $500 deductible.
I need to buy a house in the midwest and insure there. New York is outrageous for everything. Tired of it.