Yeah the west side closer to the bay you're going to be spending much more. The houses in the 800k range are staying on the market a little longer since they are more of a "niche" type of property. Yeah HOA's are the worst when you pay $300 a month and all they do is maintain the pool.
are you renting one of those 2 other houses? Have you looked into the HARP programs? is one an FHA home? Just a few things to look at instead of letting a house go.
Also you might want to look at Vallejo or fairfield. The drive is a bit longer but you look to save a little more off the "bay area" pricing. PM me if you want and ill give you my contact info, I work for Wells Fargo I can maybe give you some idea's or a place to start.
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