Switch the insurance, I know it's not the same car, but my daughter (21) is on her own at Geico, with a Mazda Speed (2011) and pays 98.-/month full coverage.
But that's in upstate NY and might be different in your area.
And good deal on your 2013 Base, at 34,500.- list, 29k is great! No problem going with the last 2 model Years, by know they should be more bullet proof than a first Year model. I think the next one will not be introduced before 2015 model Year.