If you live in America...why does no one ever talk about insurance? It's kind of required around here. Factor that into the payment like it's part of the price of the car. I personally started out dying for a Camaro until I called around (even through my own long term company) and the rate for a freaking Camaro was practically the note of the car per month. Take into account I'm over 30, no marriage, no children.
So with that said, what I wanted- SS fully loaded- they quoted base would have been approximately 360 a month with around a 340 insurance payment. My response was I'll buy two piece of crap cars and still make out better.
The end result? I bought a '09 in 2011 fully loaded 27k miles. 400$ a month payment with 120$ insurance. Well within my budget and I love the hell out of it. GG. Hope the insight helps!
*Edit for base camaro quote...hell I didn't even try for a fully loaded SS after hearing the base quote. But that was a base 2012 dealership rate with base insurance quote.