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Old 04-02-2013, 11:25 PM   #459 (permalink)
MyKindaGuise
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Originally Posted by dmhenderson View Post
I mean think about home refis. You do it because A) you get a better interest rate at the cost of a longer loan term B) You're going to lose your home and are willing to take a long-term loss to save your investment or C) You need to free up equity.

Now think about this in terms of a vehicle. The bank will tell you they get nothing out of it but how does that make sense?
Well I came up with the numbers I did before contacting them. They came up with about the same thing. It was a little different because of hidden fees but still looked positive. I'll talk to a 3rd party to make sure I'm not getting shafted. Its not even like my payment is too much I was just simply going to do it because on paper it works out better for me. Seriously I'm glad your looking out for me. I'll look into this a bit more because I hate throwing money away especially if that's all this will do.
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