love, you must feel the same about people financing cars. Leasing is for people who like to change cars every few years and don't want to deal with trading in the car, and there's other advantages to leasing which I won't go into.
OP: In my opinion, I suggest you don't do it. In this economy right now, absolutely nothing is guaranteed. Just because you are working for apple now, doesn't mean you will be working for them next month. It's very bad that the first money you come upon, you think about ways of spending it immediately instead of saving for rainy days.
Let's face it, 2k or 4k down is nothing. You live in SF, most of the people commute by public transportation or bike because owning a car there is very expensive and not the logical choice. If you were living in some other bay area city, then yea. But in your case, even then, no.
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