View Single Post
Old 10-04-2009, 03:12 PM   #7 (permalink)
dalparadise
The370Z.com Sponsor
 
dalparadise's Avatar
 
Join Date: May 2009
Location: Houston
Posts: 354
Drives: 2010 Z Roadster T/S
Rep Power: 16
dalparadise is on a distinguished road
Default

I would press your insurance incessantly to total the car. No way they can return it to its before crash value with the kind of damage you describe. If you had damage in the engine bay, I'd say there's a pretty good chance you have frame and/or suspension damage which will most likely be a total.

Unfortunately, it'll still be a bad deal for you. You're probably going to be out $5-$7K, as the totalled compensation to you will be the depreciated value of a brand new car (meaning a lot of depreciation) minus your deductible. If you have it, perhaps this is one case where the rip-off gap insurance might actually pay off? I'm not sure.

Even so, press for a total loss. The value of a Frankenstein Z rebuilt from the level of damage you describe would be far, far less than you'll take on the loss from the depreciated value the insurance company writes for the total.

Sorry to hear about this and best of luck to you.
dalparadise is offline   Reply With Quote