Quote:
Originally Posted by enkei2k
Man, no offense, but you still haven't gotten a car yet? Seems like all your posts are about getting a Z. Stop thinking too much and just do it.
I walked into my dealership without being pre-approved for a loan.
I was approved for the 0% 60 months thing Nissan was offering on the spot
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Yes but you have credit history. I could do the same, but sounds like this is a younger person with no history. Best if he has options so he does not get screwed.
Also, to the OP, a bank will not laugh at out. They will sit down and work with you to show you what you can or cannot borrow. A dealership will try to get you in a loan no matter what and might screw you also.